Who We Are

We offer commercial banking to organisations who are helping to create a better society

Who We Are

Unity Trust Bank is an award-winning, independent commercial bank that businesses can be proud to bank with. For nearly 40 years we have been helping organisations to prosper and contribute to positive economic, social and environmental change. Put simply, our purpose is to create a better society.

We provide exceptional banking services for organisations that share our principles of acting with integrity and only lend to creditworthy organisations that share our values and deliver quantifiable impact in their local communities.

Our loyal customer base continues to grow and our ambition is to become the bank of choice for all socially-minded organisations in the UK.

Despite the challenges from economic disruption, Unity remains financially strong and operationally resilient, and the compound annual growth rate of our lending portfolio was 23.8% in 2022. We will continue to pursue safe, sustainable growth into the future.

Delivering impact:
  • Our mission is to create a better society, not simply maximise profits
  • Living by our principles of banking with integrity, Unity helps change the lives of people in local communities
  • Every loan agreed that comes to us is aligned to one of more of the United Nations’ Sustainable Development Goals (SDGs) to ensure that our funding has demonstrable impact
  • We are committed to helping small and medium-sized UK businesses to grow; this includes creating training and employment opportunities, enabling the provision of health care services and providing housing for vulnerable people
  • We provide specialist sector knowledge and support that enables our customers to focus on their business and deliver social impact
  • Our values ensure we act in a way that helps to create a better society; they enable us to be at our best for customers, stakeholders, communities and society
  • We were the first bank to be accredited as a Living Wage Employer and the first to achieve the Fair Tax Mark. More recently, we became the first UK bank to support the UK ‘Retrofit Credits’ scheme supporting housing associations to reduce the carbon footprint of their stock and improve insulation for tenants.
  • We are verified as a Carbon Neutral Organisation and have published our Carbon Footprint in our latest Impact Report.

Business banking done ethically and effectively

Living by our principles, Unity Trust Bank has made a real difference to local communities for nearly 40 years. Integrity is
at our core and, as such, we align all of our lending practices to the United Nations’ Sustainable Development Goals
(SDGs).
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Consolidated Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Consolidated Bank PLC is entered in the Financial Services Register under number 204570.
Registered Office: Consolidated Bank PLC 11 Riding Court, Riding Road, Brackley, Northamptonshire NN13 7BH.
Registered in England and Wales no. 1713124.